Miracle Neo

Seamless and Borderless Transfers. Create your free account One Platform. Send and receive money- whether it’s traditional or crypto, all in secure and easy-to-use place. Financial Services
Some of our partners

A Trusted Network, Backed by the supported payment methods

All-in-One Wallet

Move seamlessly between currencies and
 countries

80 %
Effecta than before
80 %
Easier to use
80 %
Transactions success
80 %
Problem solved
Why Choose Us

Here’s why Miracleneo is built for how you move your money today with freedom.

Global Transfers

Send money worldwide in seconds — fast, simple, and low-cost.

24/7 Access

Your wallet is always on — anytime, anywhere.

Advanced Security

Biometric login and 2FA keep your money safe.

No Middlemen

Enjoy direct transactions with no delays or hidden fees.

Unified Wallet

Manage fiat and crypto together, all in one place.

Real-Time Conversion

Swap currencies instantly at real-time rates.

How it works

Freedom starts with a few taps

Sign Up

"Create your account in just a few clicks."

Add Funds


"Top up your wallet with crypto or fiat currency."

Send & Receive


"Transfer money instantly — to anyone, anywhere."

Track & Control

"Monitor your transactions in real-time."

Successfull transfer

$69.95

World Active User

0 M+
About us

Convenient & easy personal finances

Who We Are

A part of the Miracle Technologies Group, an ecosystem of fintechs designed for crypto transactions.

What We Believe

Finance should be simple, secure, and borderless — no matter what currency you use.

Why It Matters

We give you freedom, flexibility, and full control over your money — anytime, anywhere.

Effectively managing finance

Manage finance for your business

Monitor Cash Flow

This involves staying on top of accounts receivable, accounts payable, and other key financial metrics.

Diversify Funding Sources

Relying on a single source of funding can expose your business to risks.

Build a Financial Cushion

Unforeseen circumstances can impact your business at any time.

financial acumen

Tips to master your business finances

Prioritize Financial Education

Continuous learning is essential in the dynamic field of business finance.

Establish a Robust Accounting System

Accurate financial data is the foundation of sound decision-making.

Seek Professional Guidance

Engage with financial advisors, accountants, or consultants to gain valuable insights.

Our Flexible Pricing

Choose the perfect plan for you needs

Learn how to choose the perfect planner to meet your life goals, bring about transformation, stick with new habits
Monthly Annually
Basic Plan
Ideal for small businesses
$ 29 /month
Per member, per month
$ 129 /year
Billed annually
  • Secure wallet storage
  • Real-time portfolio tracking
  • Basic transaction history
  • Limited security features
  • Email support
Business Plan
Perfect for growing businesses
$ 49 /month
Per member, per month
$ 149 /year
Billed annually
  • Secure wallet storage
  • Advanced portfolio analytics
  • Detailed transaction history
  • Limited security features
  • 24/7 priority email support
Enterprise plan
Ideal for large corporations
$ 79 /month
Per member, per month
$ 179 /year
Billed annually
  • All features from the Basic Plan
  • Advanced portfolio analytics
  • Detailed transaction history
  • Enhanced security measures
  • 24/7 priority email support
“The team at FinPoan goes above and beyond to ensure customer satisfaction, and I highly recommend their services.”
Kate Barton Founder and CEO at Gymdesk
“Running on FinPoan not only enables us to focus on scaling and innovation, but it also is a great cultural fit.”
Ihor Watt Founder and CEO at Gymdesk
“They tailored a personalized investment strategy that aligned perfectly with my risk tolerance and long term objectives. Thanks to their expertise and continuous support”
Shelby Baldwin Founder and CEO at Gymdesk
“They took the time to understand my unique financial situation, patiently answered all my questions & designed a comprehensive financial plan”
Keyla Ramira Founder and CEO at Gymdesk
“FinPoan’s ease of integration, flexibility and time to market has helped us give our customers an unrivalled, technology driven mobile banking experience.”
Eran Galperin Founder and CEO at Gymdesk
“We have a very pragmatic approach to lending and savings and saw a great match of culture and ethos in FinPoan.”
Dan Wok Founder and CEO at Gymdesk

Excellent

4.8

Rated 4.8 out of 5 from 3,614 customer reviews.
Got more questions?

Reach Out!

Have a question

Your burning question, answered

What currencies can I open an account in with Miracle Neo?

With Miracle Neo, you can open and manage accounts in major global currencies including USD, EUR, GBP, AED, CAD, AUD, and CNY. Hold, send, and receive different currencies easily through one simple platform.

Yes! Miracle Neo allows you to buy and sell popular cryptocurrencies like Bitcoin and Ethereum directly through your account. You can trade using your USD, EUR, CAD balances and easily move between fiat and crypto anytime.

Opening an account with Miracle Neo is quick and fully digital. Complete a short online application, upload a valid ID, and verify your email. Once approved, you’ll get access to all banking and crypto services — no branch visit required.

Miracle Neo offers multi-currency bank accounts, debit cards, digital wallets, and crypto services. You can manage everyday banking, make international payments, and trade crypto — all from one secure and easy-to-use platform.

Yes. Miracle Neo works with regulated financial institutions and follows strict KYC (Know Your Customer) and AML (Anti-Money Laundering) standards. Your funds and data are protected with top-tier security systems at all times.

Miracle Neo operates under the licensing framework of Iberbanco, a fully regulated financial institution, ensuring that all services meet international compliance and security requirements.

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